CentraState Healthcare System is now designated a Tier 1 hospital for all Horizon Blue Cross Blue Shield of New Jersey (BCBSNJ) OMNIA health plan members in its service area, effective April 1, 2020.
For more information on what this means for OMNIA members, please read the Q&A below.
OMNIA Q&A
Important terms:
- Co-pay: The amount your insurance plans requires you to pay for each medical visit to an in-network hospital. Co-pay amounts are listed on your Horizon BlueCross BlueShield of NJ member ID cards.
- Co-insurance: The percentage of a covered charge that Horizon BlueCross BlueShield of NJ pays. For example, if your plan has 80 percent coinsurance, you are responsible for 20 percent of covered charges.
- Deductible: The amount you must pay each year before benefits are paid by your insurance company.
- EOB: Explanation of Benefits. A form provided by your insurance company which specifies your benefits and breaks down the insurance payment and your out-of-pocket expenses.